Semi-truck driving on highway at sunset
Approvals in as little as 24 hours

Get Approved for Trucking Business Funding Fast

Access $20K–$250K in working capital for repairs, fuel, insurance, payroll, and fleet expansion.

  • No upfront fees
  • Check Available Funding Options
  • Bad credit OK
  • 1-page app
  • Funds in 1–3 days
  • Built for trucking
FREE INSTANT PRE-QUALIFICATION

See how much you qualify for

Takes 60 seconds. Won't affect your credit score.

CHECK MY OPTIONS
$250K
Max funding
24h
Approval
550+
FICO OK
$ Millions
Funded to trucking businesses
Thousands
Owner-operators served
24 Hours
Average approval time
Built for trucking

We know what keeps owner-operators up at night

Banks don't understand the trucking business. We do. Every funding program is built around how trucking companies actually earn and spend.

Surprise truck repairs

A blown engine or transmission can put your rig out of service for weeks.

Rising fuel & insurance

Cash flow gets squeezed before your factored invoices clear.

Slow-paying brokers

30, 60, even 90 days waiting on payment — but payroll won't wait.

Can't grow your fleet

Banks say no. SBA takes months. Loads are leaving without you.

Aerial view of a trucking fleet yard
Trusted by fleets nationwide
From single-truck owner-operators to 50+ fleet operations.
Why trucking companies choose us

Working capital that moves as fast as you do

Stop losing loads waiting on a bank. Get the cash to fix the truck, cover payroll, and take the next contract.

24-hour approvals
Decisions in hours, not weeks.
Funds in 1–3 days
Money wired straight to your account.
1-page application
No tax returns. No mountain of paperwork.
Check Available Funding Options
See the programs you qualify for with no impact to your score.
Bad credit OK
Approved based on revenue, not just FICO.
Trucking specialists
Underwriters who understand DOT, MC, factoring.
Funding programs

Capital solutions for every stage of your trucking business

Working Capital Loan
Most popular

Working Capital Loan

$20K – $250K
  • Use for any business expense
  • Terms 3–24 months
  • Funds in 24–72 hours
Check My Options
Equipment & Repair Funding
For repairs & fuel

Equipment & Repair Funding

$10K – $150K
  • Engine, transmission, trailer repairs
  • Fuel cards & advances
  • Approved on revenue, not just FICO
Check My Options
Fleet Expansion Capital
Grow the fleet

Fleet Expansion Capital

$50K – $250K
  • Buy additional trucks or trailers
  • Hire & onboard drivers
  • Cover insurance & DOT compliance
Check My Options
Get pre-qualified

See your funding options in 60 seconds

Quick form. Check Available Funding Options. No obligation. A funding specialist will call you with options that fit your trucking business.

  • No tax returns required
  • Won't affect your credit score
  • $0 upfront cost

Check your funding options

By submitting, you agree to be contacted by My Growth Funding. Check Available Funding Options — won't affect your score.

Why choose us

Built for trucking. Funded fast.

Multiple Lending Partners
Fast Approval Process
Funding for Owner-Operators & Fleets
Simple Application Process
FAQ

Trucking funding questions, answered

Ready to put your trucks to work?

Get pre-qualified in 60 seconds. No tax returns. No hard credit pull. A real trucking funding specialist will call you back fast.

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